Guaranteed investment certificates
Guaranteed investment certificates (GICs)
This is one of the safest and simplest investments you can make. In essence, you are depositing money and receiving:
- a guaranteed amount of interest
- for a guaranteed period of time
We offer competitive interest rates (ask an advisor about our current interest rates) and other features, including:
- Short-term options – 30 to 364 days
- Long-term options – 1 to 5 year terms with a deposit as low as $1,000.
- Flexible maturity dates – extra flexibility lets you pick the exact date when you get your money back. This is convenient if you know when you'll need the money (e.g. for a wedding, a vacation, or for a down payment on a house). .